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On top of that, clients for this kind of strategy can have serious legal or criminal histories. It's crucial to keep in mind that different carriers supply a series of issue ages on their assured concern plans as low as age 40 or as high as age 80 - funeral coverage. Some will additionally provide greater stated value, up to $40,000, and others will enable much better survivor benefit conditions by improving the rates of interest with the return of costs or lessening the variety of years until a complete fatality advantage is available